California bankruptcy attorney

Chapter 7 Law Offices by Zhou and Chini, a bankruptcy law firm in California. We specialize in performing Chapter 7 Bankruptcy cases in California, California Bankruptcy Attorney so we know and understand what you are going through. Stop stressing over your financial hardship and begin the process of debt relief. Protecting your rights is what we do, we know the laws and are committed to helping you see your way out of financial hardship. Take control, get back on track so you can move on with your life. California Bankruptcy Attorney

About Us

Experience
The Law Offices of Zhou & Chini was co-founded by James Zhou. He is a graduate of UCLA and has been practicing law since 1999. Mr. Zhou has a wealth of experience in Bankruptcy, Civil Litigation, Family Law, and Unlawful Detainers. Attorney Zhou has trial experience in Criminal Law, and Probate Matters. He was also on the California Bankruptcy Attorney conflict panel of criminal defense attorneys in the County of San Bernardino which is the equivalent to the public defender’s office. At this time, in line with the firm’s specializations, Mr. Zhou has experience with Chapter 7, Chapter 13, and Business Bankruptcy 11. His experience and knowledge of vast collection matters, Bankruptcies, avoiding Foreclosures, and Unlawful Detainers.

Cost
Our fees start at $1495.00 (not including filing fees), for basic Chapter 7 petitions. We are consumer advocates and strive to be low price leaders for chapter 7 bankruptcy matters. We believe in providing high quality legal service at a low price for our clients. We do not believe in overcharging clients who are struggling financially, often times adjusting and lowering our fees to accommodate our clients current financial situation.

Our Promise
We really care about you and will always provide you a FREE 30 minute consultation directly with an experienced attorney. We will listen carefully to your California Bankruptcy Attorney needs and utilize our legal knowledge and expertise to help you achieve your goals. We will always refund our attorney fees if your case is dismissed without discharge through no fault of your (Chapter 7 Cases). We will contact your creditors immediately.

Actual Attorney
Our experienced attorneys will take your case from beginning to end, and will not hand it over to a “paralegal.” Whether you are in financial or criminal trouble our attorneys are available to you 7 days a week. We will never leave you in the cold.

Convenience
We serve the entire state of California and practice in all districts for bankruptcy matters. Our attorneys are on call 24/7 to meet your immediate needs. Your petition can be handled completely remotely and in most instances by fax and phone. For criminal representation we focus mainly in Los Angeles, Orange, Riverside and San Bernarndino Counties.

Sport Combat Is Still Sport

Like many people over the Memorial Day weekend I took time out to remember our nation's fallen heroes, but afterwards I went to a friend's house to enjoy a barbecue.

The food was great and except for the whining of a few liberals I had a great time. At one point a friend of a friend came over to pick my brain about martial arts. He wanted to improve his health and get back into shape without injuring his back again.

He wanted to learn a good sport martial art that would give him a workout, but also teach him self defense. He looked confused when I told him that he wouldn't be learning self defense, and the best he could hope for from most martial arts schools was a good workout.

The fact is most people don't realize that sport combatives like boxing, mixed martial arts, wrestling and fencing are just sports.

I am not taking anything away from them by any means.

All take a lot of skill, training, and heart to compete in, but at the end of the day they only simulate real life combat.

In boxing for example, there are rules governing what moves a fighter can and cannot use in a match.

Head butts, elbows, and biting are all fouls that could end a boxing match, but are perfectly acceptable in a street fight for self defense.

In Kendo, a shinai (bamboo practice sword) can pass across the neck and do no damage in a match, but in real life it could sever an artery ending the fight.

Sports are games and they are meant to be fun. And no matter how competitive they might be, nobody is ever supposed to get hurt or die.

I had to laugh some weeks back when I saw a website advertising deadly mixed martial arts (MMA) techniques that had been banned by Ultimate Fight Championships (UFC).

Of course they had been banned from the UFC because it is a sport. And as difficult as it is, as great as those athletes are, it is simply not kill or be killed combat.

So what happens when things escalate to kill or be killed combat?

Where do combative sports fit in?

And is it even worth your time to do these sports?

Listen, if you train in combat sport, just realize that it is not self defense training.

Sure combat sports have striking, grappling, and weapon usage, but they are just the beginning of real close combat training.

But what is VITALLY important for even the most die-hard self-defense or martial arts junkie is that it is ONLY combat sport that can provide the conditioning for actual combat.

The two MUST fit hand in hand with one another; otherwise both camps are kidding themselves.

A chilling example of this principle involves the first family to fall victim to the BTK (Bind, Torture and Kill) serial killer Dennis Rader.

It was January 15, 1974 when 15-year-old Charlie Otero came home and found his mother father and his younger brother and sister dead at home. The victims had been tortured before being killed and the females had been masturbated on by the killer.

In the years to come this modus operandi would become all too familiar to the police in and around Wichita Kansas.

As the police investigated the Otero family murders they found no reason for the murders, and the family was by no means an easy target. Joseph Otero, 38, had been a career Air Force man and an excellent boxer.

His wife Julie, 34, had extensive Judo training, and all the children were known to be skilled in the sport as well.

People that knew the family thought they were well trained in self defense, but they weren't. They had no idea how to deal with a killer like Rader as they were conditioned to fight with rules, regulations, and etiquette.

Again, if interested, use combative sport training as a fun, entertaining way to get fit. But unless you plan on bringing a referee to that critical moment when you will be called upon to defend yourself and your family, I suggest tuning off the pay-per-view crap and investing in some REAL self defense training.